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Fix and flip loans

Get the financing you need for your Fix and Flip Properties. Our Fix and Flip loans allow investors to acquire and/or renovate various types of properties.

Key Facts about our Fix and Flip loans

  • No Prior Experience Required

  • Extensive Rehab Financing Available

  • Financing for up to 100% of Renovation Expenses

  • Foreign Nationals Eligible

Alliance offers Fix and Flip Loans

Fix and Flip general criteria

  • Minimum Loan Amount: $50,000

  • Maximum Loan Amount: $3,500,000

  • Term: 12 Months Standard, 18 Month Option on a case-by-case basis

  • Maximum LTC: Up to 90% of Purchase Price, Up to 100% of Rehab Costs

  • Maximum Loan to ARV: Up to 75%

  • Property Types: Non-Owner-Occupied Attached or Detached SFR, 2-4 Units, Townhomes, Warrantable Condos

  • FICO:  Minimum IR = 1 Month, if past Bankruptcy, Foreclosure or FICO < 620 a 12 Month IR is required

  • Recourse: Full Recourse, Pledge of Shares

  • Profit Test: Minimum of 30% ROI, if fail, must pass 1.20 DSCR test on a Market 30-year FRM

  • Borrower Type: Must be an Entity

  • Loan Purpose: Rehab Loan for Non-Owner-Occupied Residential Investment Property

  • Minimum Experience: No Prior Experience Required

  • Foreign National: Must be from an Eligible Country

Get Started

Ready to Apply – it’s Fast and Easy with Alliance

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.resinvestmentloans.com/privacy-policy.

We do not currently offer loans in the following States: AZ, CA, ID, MN, ND, NV, OR, SD UT, VT

Residential Property Loans is a marketing name for Alliance Business Capital Inc.