Passionate – Dedicated – Professional

stabilized bridge loans

Alliance offers a No DSCR Stabilized Bridge Loan and a DSCR Exit Bridge Loan.

key facts about our stabilized bridge loan

  • As-IS Appraisal only, no ARV

  • For 1-4 Unit Properties, SFR, Townhomes and Condos

  • Minimum 660 FICO

  • Foreign Nationals Eligible

  • No Experience Required

Stabilized Bridge Loans on Residential Properties.

To provide Bridge Financing on a property that was recently Renovated or Constructed and is currently/soon to be listed for sale.

Residential Property Financing from Alliance

Loan Amount:
  • Minimum: $75,000
  • Maximum: $1,500,000 / larger loans allowed at lender discretion
Term Length:
  • 12 Months, up to 18 Months at lender discretion
Property Types:
  • Single Family, 2-4 Unit, Townhomes, PUD, Warrantable Condos
Maximum LTC:
  • 85% of Purchase Price + Verified Completed CAPEX if Property Owned < 6 Months
Maximum LTV:
  • 700 FICO – 70% Property Owned > 6 Months
  • 660-699 FICO – if Property Owned > 6 Months
Minimum DSCR:
  • NA
FICO:
  • Minimum 660
Property Condition:
  • C2 or better
Collateral Restriction:
  • Property Value within 90th Percentile of Market
  • No Rural, Exotic, or Unique Properties

To provide Bridge Financing on a property that is currently rented or soon to be rented but is not yet ready for permanent financing.

Residential Property Financing

Loan Amount:
  • Minimum: $75,000
  • Maximum: $1,000,000 for SFR, $2,000,000 for 2-4 Units / Larger Loans allowed at Lender Discretion
Term Length:
  • 12 Months, up to 18 Months at Lenders Discretion
Property Types:
  • SFR, 2-4 Unit, Townhomes, PUD, Warrantable Condos
Maximum LTC:
  • 85% of Purchase Price + Verified Completed CAPEX if Property Owned < 6 Monhts
Maximum LTV:
  • 70% LTV
FICO:
  • Minimum 660
Minimum DSCR:
  • N/A
Property Condition:
  • C4 of better with No Deferred Maintenance
Collateral Restriction:
  • No Rural, Exotic, or Unique Properties

Get Started

Get Started Online – It’s Fast and Easy with Alliance

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.resinvestmentloans.com/privacy-policy.

We do not currently offer loans in the following States: AZ, CA, ID, MN, ND, NV, OR, SD UT, VT

Residential Property Loans is a marketing name for Alliance Business Capital Inc.